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As well as showing how the average student spends 58 per cent of their annual loan within the first 100 days of starting their studies, one in five said they had spent their entire loan in the same period.
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A consumer who chooses to transition from a covered short-term loan made under proposed § 1041.
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Both bank surveys reported low charge-off rates: in the community bank survey the average net charge-off rate for loans under $1,000 was 1 percent and for larger loans was less than 1 percent (.
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