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Rates and Fees highlights introductory and standard rates, the cost of annual membership, and whether the issuer charges foreign currency transaction fees.
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These loans carry a higher interest rate due to the short-term nature.
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In addition, the Bureau solicits comment on whether additional requirements should apply to covered short-term loans that are lines of credit; for instance, whether a presumption of unaffordability should apply at the time of the ability-to-repay determination required under § 1041.
Here is how it works: Borrowers select financing amount, intent and post financing listing subsequently investors review loan listings and invest in listings that match their standards.
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Existing customer details were not registered because account holders had not been notified that this would happen when they opened the account.
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