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(iv) A covered short-term is the fourth loan in the sequence if the consumer has a currently outstanding covered short-term loan that is the third loan in the sequence, or if the consummation date of the fourth loan would be within 30 days following the last day on which the consumer's third loan in the sequence was outstanding.If youre unsure if this loan is private or federal, you can check at the NSLDS student loan database which only lists federal loans – so if this particular loan wasnt showing on the database then its most likely private, payday loans on line.
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