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A fixed loan term: The length of your loan in months.
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The Bureau believes that this step-down system would make it more likely that borrowers will successfully repay a loan or short loan sequence than would a limit on repeated lending, which might produce more defaults at the point that further reborrowing would be prohibited.
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The Bureau believes that both the amount of the new loan and the duration of the new loan relative to the prior loan are important to determining whether there is a risk that the second loan would be unaffordable and thus whether a presumption should be applied.
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When I entered, there was an elderly, bright, male before the range from me who created change with the worker and remaining. He did not cash a check nor perform a payday loan. He basically created change. When I was up, I expected the worker if she could separate a $20 for me. The worker explained in a rude approach & lsquo t create alter here.& lsquo nevertheless, you only created change for the man before me.