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Learn from your lender in case a repayment is missed whether there wouldbe any extra charges.
Other factors that are considered include whether you have a college degree, the school your degree came from and your employment history.
The Bureau also invites comment on whether the time period chosen should run from the date of the final payment, rather than the highest payment, in cases where the highest payment is other than the final payment.
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This is largely true, for example, of community banks and credit unions and also of traditional finance companies, a fraction of whose loans would be covered by the proposed rule.
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You will also receive a confirming email/text message regarding your loan application during this timeframe.
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