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In many cases, Navient/Sallie Mae will settle for less than 50% and structure the settlement over several years, but they dont make it easy and there are many pitfalls to avoid during the process.
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If the 10,000 miles number used by the author is compensated miles, then the actual expense incurred by the driver is twice that of the number the author states - again, because the driver actually drives -2 miles to get paid for 1 mile.
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